“To them it’s not about the sale, it’s about trying to help families move on. They treated me like I was their only client, and I had that one-on-one attention.”Read more about Charlisa Boyd
Charlisa Boyd
Sold to Opendoor in Raleigh, NC
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“Opendoor’s offer came in right near our appraisal, but we never had to list the house or do showings. For the kind of value Opendoor gives you, it’s just a no-brainer.”
Read more about Adam LeonAdam Leon
Sold to Opendoor in Phoenix, AZ
How Opendoor works
See how selling to Opendoor works, or check a home value estimate.
- 1
Tell us about your home
Answer some basic questions and tell us about what makes your home special. - 2
Show us your home
Download the Opendoor Key App and take a few simple photos of your home. The app will guide you through the process. - 3
We’ll review the details
Our local pricing experts review your photos and home details. Offers are typically finalized within a few days.
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Calculate your mortgage
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Mortgage CalculatorCalculate your net proceeds
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Home Sale CalculatorWhat’s your home worth in Waco?
Get a free estimate with our home value estimator, then come back to compare it against a no-obligation Opendoor offer.
Selling Process & Nearby Markets
How selling to Opendoor compares
Selling to Opendoor:
- - Cash offer within 24 hours
- - Close in 21-60+ days on your schedule
- - No repairs, staging, or showings
- - No buyer financing contingencies
- - No attorney review period
- - Licensed title company handles closing
- - Service fee competitive with agent commissions
- - Certainty on net proceeds from day one
Traditional listing:
In Waco, homes took a median of 75 days to sell over the past 90 days, with about 6% selling within 30 days and roughly 7.5 months of supply (Opendoor market data, May 2026). The median sale price is about $249,000. Texas closes through a title company (no attorney required), and Texas has no state income tax and no state transfer tax. The main cost comparison is Opendoor's service fee versus agent commissions (5-6%), carrying costs during the listing period, and the uncertainty of a financing-contingent sale.
Sell your home across Texas and nearby states
Selling another Texas home, or just over the state line? Opendoor buys homes across the region:
Texas cities
- Amarillo
- Austin
- Cypress
- Dallas
- Denton
- El Paso
- Euless
- Frisco
- Garland
- Houston
- Humble
- Irving
- Katy
- Killeen
- Lubbock
- McAllen
- McKinney
- Mesquite
- Pasadena
- Plano
- Spring
Nearby states
- Arkansas
- Oklahoma
How to Sell a House in Waco, TX Fast
What are the steps to selling a house in Waco, Texas?
- Decide your selling strategy - Waco homes took a median of 75 days to sell over the past 90 days, and only about 6% sold within 30 days (Opendoor market data, May 2026), so set your timeline expectations accordingly.
- Price accurately for today's market - the median sale price is approximately $249,000, down 1.2% year over year, with homes closing at about 98.5% of list price.
- Complete the Texas Seller's Disclosure Notice - Texas Property Code Section 5.008 requires sellers of residential property with one dwelling unit to give the buyer a written disclosure of the property's condition.
- Close with a title company - Texas does not require an attorney to close. A title company handles escrow, title search, title insurance, and recording with the county clerk.
What documents do I need to sell my house in Texas?
Waco sellers typically need: the Texas Seller's Disclosure Notice (required under Property Code Section 5.008), your current deed, the most recent mortgage payoff statement, a survey if available, HOA documents and a resale certificate where applicable, and the title commitment your title company prepares. Texas is a title-company closing state, so your title company runs the title search, issues title insurance, prepares the settlement statement, and records the deed with the county clerk. See our guide on how to sell your house fast for the full checklist.
Cost to sell a house in Waco, Texas
Texas has no state real estate transfer tax and no state income tax, which keeps transaction costs lower than many states. The main seller costs are agent commissions, title and escrow fees, prorated property taxes (Texas property taxes are relatively high and are paid in arrears), and any negotiated concessions.
Total seller closing costs in Waco typically run 8-10% of the sale price: agent commissions (5-6%), the owner's title insurance policy and escrow fees (roughly 1%), recording and settlement fees, prorated county property taxes, and a survey if required. On the current $249,000 median sale price, total seller costs commonly land around $19,920-$24,900. Use Opendoor's home sale calculator to estimate your specific net proceeds.
How to calculate net proceeds from your Waco home sale
Net proceeds are what you keep after every cost is subtracted. The formula is:
Net proceeds = sale price - mortgage payoff - closing costs - commissions - repairs/concessions
Using Waco's $249,000 median sale price as an example: if you owe $137,000 on your mortgage, pay 5.5% agent commissions ($13,695), owner's title policy and escrow (~$2,490), prorated property taxes and settlement fees (~$1,992), and minor concessions ($1,000), your estimated net proceeds would be approximately $92,823. Texas has no state transfer or income tax, so those line items do not apply. Use our home sale calculator to run your own numbers.
We buy houses in Waco for cash
Waco has an active cash buyer market across Texas, driven by relocation demand, investor activity, and homeowners who need to move on a fixed timeline. The difference between Opendoor and a typical 'We Buy Houses' investor is the offer itself: investors often target 50-70% of market value, while Opendoor aims for a competitive, data-driven offer much closer to market value, with the adjustments itemized so you see exactly what changed.
With Waco homes taking a median of 75 days to sell and only about 6% selling within 30 days, an Opendoor cash offer gives you a defined net proceeds figure from day one, with a flexible 21 to 60+ day close. No listings, no showings, and no financing contingencies. Sell your Waco house fast for cash on your schedule.
Selling a home in Waco involves Texas-specific steps including the Property Code Section 5.008 Seller's Disclosure Notice and a title-company closing, in a market where the typical home takes about 2.5 months to sell. Opendoor simplifies the process - receive a cash offer, choose your closing date, and Opendoor coordinates the title and closing details. No listings, no showings, no uncertainty.
About Waco Real Estate Market
Current Market Conditions
Waco market at a glance (Opendoor market data, May 2026): Median sale price $249,000 | YoY change: -1.2% | Median days on market: 75 | Months of supply: ~7.5 | Sale-to-list: 98.5%.
Over the trailing 28 days, Waco saw about 228 new listings, 146 homes sold, and 92 delistings, with roughly 1,012 homes active on the market. Of homes that sold in the last 90 days, about 0.2% closed within 7 days, 0.7% within 14 days, and 6% within 30 days, with a median of 75 days.
Figures are computed from Opendoor's first-party MLS data for homes in Waco, Texas, as of May 2026.
Waco home prices and sales by month (last 12 months)
From Opendoor first-party MLS data for Waco, TX (through May 2026). Month-over-month (MoM) change is calculated on the median sale price.
| Month | Homes sold | Median sale price | MoM change | Median days on market | Sale-to-list |
|---|---|---|---|---|---|
| May 2025 | 146 | $245,000 | — | 71 | 98.1% |
| Jun 2025 | 137 | $265,000 | +8.2% | 80 | 98.5% |
| Jul 2025 | 118 | $258,750 | -2.4% | 73 | 97.6% |
| Aug 2025 | 123 | $245,000 | -5.3% | 70 | 98.0% |
| Sep 2025 | 125 | $255,000 | +4.1% | 85 | 96.7% |
| Oct 2025 | 132 | $240,000 | -5.9% | 91 | 96.7% |
| Nov 2025 | 103 | $242,500 | +1.0% | 97 | 96.7% |
| Dec 2025 | 109 | $252,000 | +3.9% | 89 | 97.1% |
| Jan 2026 | 84 | $249,500 | -1.0% | 103 | 96.7% |
| Feb 2026 | 90 | $244,000 | -2.2% | 96 | 97.5% |
| Mar 2026 | 112 | $256,450 | +5.1% | 81 | 97.0% |
| Apr 2026 | 120 | $250,500 | -2.3% | 85 | 98.2% |
| May 2026 | 163 | $225,000 | -10.2% | 69 | 98.5% |
Where homes sell fastest in Waco (by ZIP)
Median days on market and sale price by Waco ZIP code, Opendoor MLS data (last 6 months, ZIP codes with 25+ closed sales), sorted fastest first.
| ZIP code | Median days on market | Median sale price | Homes sold (6 mo) |
|---|---|---|---|
| 76712 | 67 | $312,500 | 35 |
| 76711 | 71 | $172,500 | 32 |
| 76710 | 75 | $280,000 | 137 |
| 76708 | 79 | $266,500 | 154 |
| 76705 | 86 | $235,000 | 114 |
| 76706 | 99 | $248,500 | 104 |
| 76707 | 99 | $193,950 | 84 |
Waco supply vs demand by month (last 12 months)
New listings versus homes sold each month, Opendoor MLS data for Waco through May 2026. A sold-to-new ratio below 100% means inventory is building.
| Month | New listings | Homes sold | Sold-to-new ratio |
|---|---|---|---|
| May 2025 | 273 | 146 | 53% |
| Jun 2025 | 241 | 137 | 57% |
| Jul 2025 | 230 | 118 | 51% |
| Aug 2025 | 197 | 123 | 62% |
| Sep 2025 | 201 | 125 | 62% |
| Oct 2025 | 240 | 132 | 55% |
| Nov 2025 | 140 | 103 | 74% |
| Dec 2025 | 128 | 109 | 85% |
| Jan 2026 | 189 | 84 | 44% |
| Feb 2026 | 206 | 90 | 44% |
| Mar 2026 | 229 | 112 | 49% |
| Apr 2026 | 248 | 120 | 48% |
| May 2026 | 266 | 163 | 61% |
Economic Drivers
Waco sits in McLennan County in Central Texas, roughly halfway between Dallas and Austin, with a population of about 138,000 (2020 Census) in a metro of about 309,000. Its economy is anchored by Baylor University, the area's largest employer, along with major healthcare systems Ascension Providence and Baylor Scott and White Health, grocer H-E-B, Texas State Technical College, and Sanderson Farms. Downtown Waco and the Magnolia Market complex draw steady tourism, and Texas's lack of a state income tax factors into both buyer demand and seller net proceeds.
What This Means for Sellers
Waco sellers face a market that rewards pricing discipline: a median 75 days on market and about 7.5 months of supply mean buyers have negotiating room, and roughly 48% of listings end up cutting price. The demand fundamentals are solid - Texas job growth, in-migration, and no state income tax. For sellers who value certainty over chasing the highest possible price, a direct cash sale to Opendoor provides a defined net proceeds figure from day one without the multi-month timeline of a traditional listing.
Frequently asked questions
Spring and early summer typically bring the most buyers in Waco, but with about 7.5 months of supply, pricing matters more than timing. Opendoor buys year-round with no seasonal adjustment. Learn more about the best time to sell a house.
Waco homes took a median of 75 days to sell over the past 90 days, and only about 6% sold within 30 days (Opendoor market data, May 2026), plus roughly two to four weeks to close. With Opendoor you receive a cash offer within 24 hours and can close in as little as 21 days. Learn more about how long it takes to sell a house.
Price at current closed comparable sales from day one. With a median 75 days on market and about 48% of listings cutting price, overpriced homes lose momentum quickly. See our guide on how to sell your house fast, or get an Opendoor cash offer to skip the listing process.
Waco sellers typically pay 8-10% of the sale price: agent commissions (5-6%), owner's title policy and escrow (~1%), prorated county property taxes, recording and settlement fees, and any concessions. On the $249,000 median that is roughly $19,920-$24,900. Texas has no state transfer tax. See our guide on how much it costs to sell a house.
Texas does not require an attorney to close a home sale. A title company handles escrow, the title search, title insurance, the settlement statement, and recording the deed. The Texas Department of Insurance regulates title insurance in Texas. Opendoor coordinates the title and closing process on every Waco transaction.
Texas Property Code Section 5.008 requires sellers of residential property with one dwelling unit to provide the buyer a written Seller's Disclosure Notice covering the property's known condition and defects. See Texas Property Code Chapter 5. You must disclose known issues, but you are not required to make repairs before selling.
Yes. For sale by owner is legal in Texas, and because the state uses title-company closings rather than required attorney closings, the title company handles the legal mechanics of escrow and recording. Opendoor is a direct buyer, so there is no listing agent at all. See our guide on selling without a realtor.
Texas has no state income tax, so there is no state tax on your sale gain. The Texas Comptroller confirms Texas does not impose a personal income tax. Federal capital gains tax may apply, though the IRS lets many sellers exclude up to $250,000 of gain ($500,000 if married filing jointly) on a primary residence; see IRS Topic 701. You will also prorate property taxes at closing.
Texas property taxes are paid in arrears and are relatively high, so they are prorated between buyer and seller at closing based on your closing date. The Texas Comptroller explains how property tax works in Texas. Your title company calculates the proration on the settlement statement.
Waco's median sale price is about $249,000 as of May 2026, down 1.2% year over year, with homes closing near 98.5% of list. Prices are stable rather than falling sharply, supported by Texas job growth and in-migration. See our guide on factors that influence home value.
With about 7.5 months of supply and a median 75 days on market, Waco favors prepared, well-priced sellers; overpriced listings sit and many cut price. If you need certainty on timing or net proceeds, an Opendoor cash offer removes market-timing risk. Learn more about the best time to sell a house.
Listing with an agent can bring the highest headline price but, in Waco, means a median 75 days on market plus closing time, 5-6% commissions, prep and showings. A We Buy Houses investor closes fast but often offers 50-70% of market value. Opendoor sits in between: a competitive cash offer much closer to market value, a 24-hour offer, and a close date you choose. Compare net proceeds, not just headline price. See our comparison guide.
Beyond commissions, Texas sellers often overlook prorated property taxes (which are high), the owner's title policy, escrow and settlement fees, repair credits after inspection, and carrying costs during a multi-month sale. See our guide on hidden fees when selling a house, and use our home sale calculator.
Yes. The Texas Seller's Disclosure Notice (Property Code Section 5.008) requires you to disclose known defects, but you are not required to make repairs before selling. Opendoor purchases homes as-is, with condition-related adjustments itemized in the offer. Learn more about how to sell your house for the most money.
Yes. Texas uses a non-judicial foreclosure process that can move quickly, so a fast cash sale can let you close and pay off the loan before the foreclosure date. Opendoor can close in as little as 21 days. Learn more about how to sell your house fast.
Yes, once the estate has legal authority to convey the property (through Texas probate or, where it applies, a small-estate affidavit). Opendoor buys inherited homes as-is, so you can skip repairs and clean-out. See what a cash offer means.
Yes. In Texas an existing lease generally transfers with the property, and the tenant's rights under that lease continue after the sale. A cash sale can be simpler than listing a tenant-occupied home, including Baylor-area rentals. Learn more about selling your house for fast cash.
Yes. Waco sits on the Dallas-Austin corridor, so job moves are a common reason to sell. An Opendoor cash offer lets you choose your close date and avoid carrying two homes. Learn more about how to sell your house fast.